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Washington, D.C. вЂ“ U.S. Senator Sheldon Whitehouse (D-RI) has joined Senate Democratic Whip Dick Durbin (D-IL) in introducing the Protecting customers from Unreasonable Credit Rates Act of 2019, legislation that could get rid of the exorbitant rates and high costs charged to customers for pay day loans by capping interest levels on customer loans at a percentage that is annual (APR) of 36 percentвЂ”the same restriction currently set up for loans marketed to armed forces solution – people and their own families.
вЂњPayday lenders seek down clients facing a monetary crisis and stick these with crazy rates of interest and high fees that quickly stack up,вЂќ said Whitehouse. вЂњCapping rates of interest and costs can help families avoid getting unintendedly ensnared in a escape-proof period of ultra-high-interest borrowing.вЂќ
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